A Biblical Vision for Caring for the Workforce

Most Christian business owners care deeply about the people who work alongside them. Scripture reminds us that leadership should bless the people under our care and in our community.

How interesting that in the Law, God commanded landowners to NOT maximize their harvest and profits, but to leave the field edges, gleanings, and fallen grapes for the poor to harvest.

When you reap the harvest of your land, do not reap to the very edges of your field or gather the gleanings of your harvest. 10 Do not go over your vineyard a second time or pick up the grapes that have fallen. Leave them for the poor and the foreigner. I am the Lord your God. – Leviticus 19:9-10

In today’s economy, one of the greatest burdens employees face is financial stress. For many households, anxiety about debt, retirement, and unexpected expenses affect not only their finances but their mental, emotional, and even physical health.

By offering thoughtful retirement plans and financial wellness programs, business owners can demonstrate care, promote human flourishing, and create a healthier workplace culture.

Financial Stress Takes a Real Toll

Financial anxiety is not a small issue. A 2024 study found that:

• 42% of U.S. adults say money negatively affects their mental health, and
• Financial stress contributes to a 34% increase in missed work and employee lateness

Employees under financial pressure are:

• Five times more likely to be distracted at work, and
• Twice as likely to take extra sick or personal days

Even modest financial improvements can make a measurable difference. Researchers at Columbia University found that an additional $5,000 of income per year can improve both health and life expectancy. Financial stress isn’t just a budget problem, it affects overall well-being.

Employees Are Turning to Their Employers for Help

Today, employees are increasingly looking to employers for guidance, support, and tools to manage their finances. According to Bank of America’s 2025 Workplace Benefits Report:

• The number of employees seeking employer help with budgeting, debt management, and emergency savings has doubled in just two years, from 13% in 2023 to 26% in 2025.
• 85% of American workers carry personal debt, and many feel this prevents them from saving for retirement.

For Christian employers, this presents a meaningful opportunity to lead with compassion, wisdom, and education to help employees improve their personal finances.

Why This Matters for Christian Business Owners

Financial wellness benefits are not just good business, they embody biblical principles:

Stewardship

Christians are stewards of the resources that God provides with a responsibility to manage them with faithfulness, diligence, and in a way that honors the Lord. Employers can help with benefits that encourage and equip for good stewardship.

Love of Neighbor

Jesus taught that the world will recognize us by our love (John 13:34-35). Supporting workers in areas that deeply affect their families and well-being is a practical expression of that love.

Human Flourishing

God intends work to be a purposeful expression of being made in His image and having dominion over the earth. When employees experience financial stability, they:

• Engage more fully
• Experience less stress
• Strengthen their families
• Become more generous and mission-minded

A Witness to the Kingdom

When Christian business owners care for their teams in uncommon, countercultural ways, they show the world the character of the God they serve and may even have opportunities to explain why they are different.

Good for People. Good for Business. Good Stewardship.

Beyond the spiritual value, investing in employee financial health also:

• Improves retention
• Boosts productivity
• Reduces absenteeism
• Strengthens workplace culture
• Helps recruitment in a competitive labor market

Helping employees experience financial peace-of-mind is one of the most practical and meaningful ways Christian business leaders can live out their calling.

Want Guidance for Your Company’s Financial Wellness Strategy?

Beacon Wealth Consultants partners with Christian-owned businesses, ministries, and churches to provide:

• Employer retirement plan support
• Faith-integrated investment options
• Employee workshops and coaching
• Tools to reduce financial stress and increase peace

If you want to support your workforce in a way that honors Christ and strengthens your business, we’d love to begin the conversation.

Find out more about our Kingdom(k) and Kingdom(b) retirement plans or give us a call!