Christian Financial Planning

Financial Planning from a Biblical Worldview

It may come as a surprise to you how much the Bible has to say about how we are to handle money — some 2,350 verses — more than any other topic, including prayer and salvation combined. Founder of Kingdom Advisors and financial author Ron Blue has distilled these down to six principles of Christian financial planning that inevitably lead to success when followed:

  • Acknowledge that God owns it all
  • Spend less than you earn
  • Avoid the use of debt
  • Set long-term goals
  • Build financial margin/liquidity
  • Give generously

As stewards, we must also be mindful of how and where we invest our God-given resources. This is a very important but often overlooked aspect of Christian financial planning implementation. When we buy shares of stock in a company we become fractional owners of that business which confers to us an ethical responsibility for the actions of that company. For example, as Christians we would not want to own and profit from companies engaged in the abortion or pornography industries or companies that exploit human addiction. Conversely, we do want to own companies whose products and services and business practices promote human flourishing and make the world a better place. Because we are owners of these companies, we are in effect “praying with our dollars” that these companies thrive and return a handsome profit. Therefore, we must be very diligent about examining the companies we choose to invest in.

We call this Biblically Responsible Investing (BRI).

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